Unique Needs At Ecclesiastical Insurance, we understand that the challenges facing faith organizations today are more complex than ever before. As a specialist insurer, our products and service have been designed to respond to these challenges :

• We offer insurance policies that address the need to balance budgetary constraints with appropriate protection
• We offer flexible rebuilding options in the event of a loss
• We provide coverages for a range of social activities
• We offer specialized risk management expertise.

Customized Solutions Our FAITH PROTECT product has been designed specifically for places of worship. The basic product offers insurance covering:
• Property • Loss of Income • Child Protection Cover • Crime • General Liability • Pastoral Counseling • Umbrella • Directors' and Officers' Insurance

Unique Product Features The FAITH PROTECT product contains many extensions and options superior to those generally available in the marketplace. Some of the unique features of Faith Protect are:

• Disappearing Deductible (Property Coverages) – the deductible does not apply if the settled amount of the loss exceeds $10,000
• No deductible on General Liability coverages
• Automatic Loss of Income and Crime coverages with the option to increase limits where needed
• No Maximum limit on Stained Glass, Pipe Organs or Religious Artifacts
• Basis of Loss Option – you can choose from several claim settlement options: Cash Value, Replacement Cost, or Agreed Value
• Basket of extensions - $500,000 covering everything from building by-laws to tombstones and crypts.

For a complete list of coverages, options, extensions, and limits, please consult your independent insurance broker.

For more information download our Faith Coverage brochure.